Buick dealer buyouts are cited for the overall decline in U.S. dealerships, reports Urban Science.

F&I managers should expect lenders to continue to focus on prime and super-prime customers.

Alternative retail formats are embraced by consumers, but costly for dealers.

Affordability and inventory are up, but interest rates cut gross margins.

Free trials are key to engagement.

"We think we figured it out. Now it’s a question of getting the word out,” says Mark Chandler of Credit Union Leasing of America.